Tools

Most Frequently Used Calculators

The tools are courtesy MoneySmart and come at no cost to be used at your convenience. Use the available tools, tips and resources as guidance to help get your finances on track.

Budget Planner

Estimated Time: 20 mins

A quick and easy tool to work out your spending habits

Go here

Mortgage Calculator

Estimated Time: 5 mins

Calculate your borrowing power and repayment $'s

Go here

Income Tax Calculator

Estimated Time: 10 seconds

Calculate your income tax amount and take home wage.

Go here

Savings goals calculator

Estimated Time: 5 mins

Calculate how long it will take to reach a savings goal.

Go here

Compound Interest Calculator

Estimated Time: 5 mins

Calculate how a regular saving payment plan can grow.

Go here

Personal Loan Calculator

Estimated Time: 5 mins

Easily calculate how much you can borrow and your repayments.

Go here

Retirement planner

Estimated Time: 5 mins

Find out what your retirement income could be.

Go here

Superannuation calculator

Estimated Time: 5 mins

Calculate how much super you'll have at retirement.

Go here

Money Smart Information Tailored to you

The following information is courtesy MoneySmart for specific groups of people and key life events.

Over 55s

This is a prime time to review your finances and make some important decisions.

 

At this stage you might be thinking more about retirement and what type of lifestyle changes you might need to make and how your income could change.

 

Read about some of the keys areas you will need to think about.

Over 55's

Finance review for the next stage of life

You can reduce the stress in your next life stage by taking time now to plan your retirement.

Go here

Under 25s

Unlock these $ tips to avoid costly mistakes.

First time money experiences can be worrying. Use these tips to help make smart decisions about your money.

Go here

Under 25s

Are you going through some first-time experiences like buying your first car, moving out of home, first job or getting your first big bill? Everyone’s a rookie first time around and it’s easy to make mistakes – mistakes that could cost you a lot. Be a MoneySmart Rookie and make smart decisions about your money.

Indigenous

Specifically written for Aboriginal and Torres Strait Islander Australians is a range of information and videos focused on tips for managing money,  sorting out finance problems, dealing with family pressure about money and much more.

Plus knowing your Indigenous consumer rights will help you save you time, money and trouble.

null

Indigenous

Specific information written for Aboriginal and Torres Strait Islander people.

Key money tips to help save you time, money and trouble.

Go here

Publications

Complimentary PDFs with checklists and more.

Complimentary PDFs to download so you can read them anytime and keep them handy.

Go here

Publications

Complimentary PDFs to download, view, and print are easy to follow publications with tips, checklists, fact sheets and more that can be used for Over 55s, Under 25s, and Indigenous.

Video

A set of money videos covering topics from managing money to life events and even teaching smart money tips to others. Plus specific videos for under 25s, Indigenous Australians, people with disability and more.

Videos

Money topic videos to help put you in control of your finances.

Watch these videos to help you keep your money on the right track.

Go here

Need help to secure your financial future?

Get in Touch